Certified Modern Cash Flow Expert – Level 3 (Flagship Program)
Certified Modern Cash Flow Expert – Level 3 (Flagship Program)
To train learners to become financially independent, disciplined wealth builders who can analyze, plan, and manage money using both technical knowledge and emotional intelligence — the true Arthsamruddhi Way: From Arth to Samruddhi.
🧩 Module 1: The Foundation of Financial Wisdom
Topics:
The Modern Meaning of “Arth”
The Psychology of Money
The Cash Flow Quadrant (E–S–B–I)
How to Think Like an Investor, Not a Spender
Financial Literacy vs Financial Intelligence
Activity:
Create your Personal Financial Map
The Modern Meaning of “Arth”
The Psychology of Money
The Cash Flow Quadrant (E–S–B–I)
How to Think Like an Investor, Not a Spender
Financial Literacy vs Financial Intelligence
Activity:
Create your Personal Financial Map
🧩 Module 2: Cash Flow Mastery
Topics:
Income, Expenses, Assets & Liabilities in Real Life
Building & Tracking a Cash Flow Statement
Balancing Needs, Wants, and Investments
The Power of Consistent Saving & Reinvestment
Activity: Build a Monthly Cash Flow Sheet (Excel or AI Template)
Income, Expenses, Assets & Liabilities in Real Life
Building & Tracking a Cash Flow Statement
Balancing Needs, Wants, and Investments
The Power of Consistent Saving & Reinvestment
Activity: Build a Monthly Cash Flow Sheet (Excel or AI Template)
🧩 Module 3: Debt Management & Smart Borrowing
Topics:
Good Debt vs Bad Debt
How to Calculate Interest Burden & EMI Ratios
Repayment Strategies (Snowball / Avalanche)
Turning Debt into Growth Capital
Activity:
Create a Debt Optimization Plan
Good Debt vs Bad Debt
How to Calculate Interest Burden & EMI Ratios
Repayment Strategies (Snowball / Avalanche)
Turning Debt into Growth Capital
Activity:
Create a Debt Optimization Plan
🧩 Module 4: Investment Architecture
Topics:
Mutual Funds, SIPs, and Index Funds Deep Dive
Portfolio Diversification & Asset Allocation
Compounding & Inflation-Proof Planning
Passive Income Strategies
Activity:
Build a Beginner Portfolio Blueprint
Mutual Funds, SIPs, and Index Funds Deep Dive
Portfolio Diversification & Asset Allocation
Compounding & Inflation-Proof Planning
Passive Income Strategies
Activity:
Build a Beginner Portfolio Blueprint
🧩 Module 5: Stock Market & Technical Analysis
Topics:
Reading Candlesticks & Price Action
Identifying Trends & Patterns (Head & Shoulders, Double Top, etc.)
Using Indicators: RSI, MACD, ADX, EMA
Risk Management & Trade Journaling
Activity:
Analyze one stock using 3 indicators + pattern recognition
Reading Candlesticks & Price Action
Identifying Trends & Patterns (Head & Shoulders, Double Top, etc.)
Using Indicators: RSI, MACD, ADX, EMA
Risk Management & Trade Journaling
Activity:
Analyze one stock using 3 indicators + pattern recognition
🧩 Module 6: Behavioral Finance & Mindset Mastery
Topics:
Why Emotions Control Money Decisions
Overcoming Fear, Greed, and Impulsiveness
Building a “Calm Investor” Personality
Daily Money Affirmations & Visualization Practices
Activity:
Maintain a 7-Day Behavioral Logbook
Why Emotions Control Money Decisions
Overcoming Fear, Greed, and Impulsiveness
Building a “Calm Investor” Personality
Daily Money Affirmations & Visualization Practices
Activity:
Maintain a 7-Day Behavioral Logbook
🧩 Module 7: Wealth Portfolio & Financial Freedom Design
Topics:
Creating a Multi-Asset Portfolio (Equity, Gold, Debt, Real Estate)
Goal-Based Investing (Retirement, Education, Dreams)
Emergency Fund & Contingency Planning
Path to Financial Independence
Activity:
Design your 10-Year Wealth Freedom Blueprint
Creating a Multi-Asset Portfolio (Equity, Gold, Debt, Real Estate)
Goal-Based Investing (Retirement, Education, Dreams)
Emergency Fund & Contingency Planning
Path to Financial Independence
Activity:
Design your 10-Year Wealth Freedom Blueprint
🧩 Module 8: The Business of Financial Expertise
Topics:
Building a Career as a Financial Coach / Advisor
Personal Branding as a Cash Flow Expert
Using Social Media, AI, and Community Building
Arthsamruddhi Affiliate & Teaching Opportunities
Activity:
Create your Financial Coaching Profile (Bio + USP)
Building a Career as a Financial Coach / Advisor
Personal Branding as a Cash Flow Expert
Using Social Media, AI, and Community Building
Arthsamruddhi Affiliate & Teaching Opportunities
Activity:
Create your Financial Coaching Profile (Bio + USP)
🧠 Bonus Module: ArthIQ AI – Your Smart Partner
Topics:
How to Use ArthIQ AI for Financial Planning
Query Examples: “Create my monthly budget”, “Suggest SIP for 3 years”
Combining Human Wisdom + AI Precision
Activity:
Real-Time Simulation with ArthIQ AI
How to Use ArthIQ AI for Financial Planning
Query Examples: “Create my monthly budget”, “Suggest SIP for 3 years”
Combining Human Wisdom + AI Precision
Activity:
Real-Time Simulation with ArthIQ AI
🏆 Final Assessment & Certification
MCQ Exam + Practical Assignment (Portfolio Creation)
Live Interview with Arthsamruddhi Mentor Panel
Earn: Certified Modern Cash Flow Expert – Level 3
Eligible for Arthsamruddhi Mentor / Affiliate Partner Badge
Live Interview with Arthsamruddhi Mentor Panel
Earn: Certified Modern Cash Flow Expert – Level 3
Eligible for Arthsamruddhi Mentor / Affiliate Partner Badge
