Arthsamruddhi Cash Flow 101 – Learn, Earn, Grow
Arthsamruddhi Cash Flow 101 – Learn, Earn, Grow
To help learners understand the real meaning of money flow, manage personal finances effectively, and develop a growth mindset toward wealth creation.
🧩 Module 1: Understanding the Basics of Money
Topics:
What is Money? Evolution & Purpose
Assets vs Liabilities (Rich Dad Concept Simplified)
Needs, Wants & Desires
How Money Flows in Your Life
Activity:
Self-assessment quiz – “Where does your money go?”
What is Money? Evolution & Purpose
Assets vs Liabilities (Rich Dad Concept Simplified)
Needs, Wants & Desires
How Money Flows in Your Life
Activity:
Self-assessment quiz – “Where does your money go?”
🧩 Module 2: The Science of Cash Flow
Topics:
What is Cash Flow? Inflow vs Outflow
The Power of Saving and Budgeting
Emergency Fund Concept
Tools to Track Your Cash Flow (Manual & Digital)
Activity:
Create your own Cash Flow Tracker template
What is Cash Flow? Inflow vs Outflow
The Power of Saving and Budgeting
Emergency Fund Concept
Tools to Track Your Cash Flow (Manual & Digital)
Activity:
Create your own Cash Flow Tracker template
🧩 Module 3: Good Debt vs Bad Debt
Topics:
What is Debt and When is it Useful?
Smart Borrowing Habits
Interest Trap Explained
How to Convert Bad Debt into Good Debt
Activity:
Case Study – “Ravi’s Car Loan vs Riya’s Business Loan”
What is Debt and When is it Useful?
Smart Borrowing Habits
Interest Trap Explained
How to Convert Bad Debt into Good Debt
Activity:
Case Study – “Ravi’s Car Loan vs Riya’s Business Loan”
🧩 Module 4: Building Financial Discipline
Topics:
The 50-30-20 Rule
Setting SMART Financial Goals
The Power of Habit in Wealth Building
Avoiding Emotional Spending
Activity:
Write your Personal Money Affirmation
The 50-30-20 Rule
Setting SMART Financial Goals
The Power of Habit in Wealth Building
Avoiding Emotional Spending
Activity:
Write your Personal Money Affirmation
🧩 Module 5: Foundations of Investing
Topics:
Why Saving Alone is Not Enough
Introduction to Mutual Funds, SIPs, and Index Funds
Time Value of Money & Compound Interest
Risk vs Return Simplified
Activity:
Mini-project – “Plan a 1-Year SIP with Your Monthly Budget”
Why Saving Alone is Not Enough
Introduction to Mutual Funds, SIPs, and Index Funds
Time Value of Money & Compound Interest
Risk vs Return Simplified
Activity:
Mini-project – “Plan a 1-Year SIP with Your Monthly Budget”
🧩 Module 6: Financial Freedom Roadmap
Topics:
What is Financial Independence?
How to Create Passive Income Streams
Building Your Emergency + Investment Portfolio
Journey from Cash Flow 101 → Certified Modern Cash Flow Expert
Activity:
Create your Financial Freedom Vision Board
What is Financial Independence?
How to Create Passive Income Streams
Building Your Emergency + Investment Portfolio
Journey from Cash Flow 101 → Certified Modern Cash Flow Expert
Activity:
Create your Financial Freedom Vision Board
🧠 Bonus Module: ArthIQ AI – Your Smart Finance Buddy
Topics:
How to Use ArthIQ AI for Personalized Guidance
Ask-Learn-Invest Smarter (Live Demonstration)
Activity:
Interactive Q&A with ArthIQ AI
How to Use ArthIQ AI for Personalized Guidance
Ask-Learn-Invest Smarter (Live Demonstration)
Activity:
Interactive Q&A with ArthIQ AI
🏆 Certification
After successful completion, learners earn:
🎓 Certificate in Smart Borrowing Skills – Arthsamruddhi.ai
🎓 Certificate in Smart Borrowing Skills – Arthsamruddhi.ai
