Ask Arth IQ

Investing Basics
SIP, Mutual Funds, Index Funds

Investing Basics
SIP, Mutual Funds, Index Funds

To help learners understand the fundamentals of investing, the power of compounding, and how to use SIPs, mutual funds, and index funds for long-term wealth creation.

Topics:
What is Investing & Why It Matters
The Difference Between Saving and Investing
Understanding Risk vs Return
The Magic of Compounding
Inflation and Wealth Erosion
Activity:
Mini worksheet — “If I invest ₹5,000 per month for 10 years …”
Topics:
What are Mutual Funds and How They Work
Types of Mutual Funds (Equity, Debt, Hybrid)
NAV, Expense Ratio & Fund Manager Role
How Returns Are Calculated
Risks in Mutual Funds
Activity:
Compare 2 mutual fund schemes on Groww or MoneyControl
Topics:
What is SIP and How It Works
Rupee Cost Averaging & Discipline in SIP
SIP vs Lump Sum Investing
Long-Term vs Short-Term SIP Strategies
Common Mistakes in SIP Investing
Activity:
Create your own SIP plan using a calculator – “Goal: ₹10 Lakh in 10 Years”
Topics:
What are Index Funds & How They Differ from Active Funds
The Concept of Index Tracking & Benchmark (Nifty, Sensex)
Advantages – Low Cost, Diversification, Simplicity
ETF vs Index Fund Difference
How to Start Investing in Index Funds
Activity:
Research the best 3 index funds in India and record expense ratios
Topics:
Asset Allocation Basics (Equity, Debt, Gold)
Risk Profiling – Conservative, Balanced, Aggressive
Diversification Strategy for Beginners
Common Investing Mistakes to Avoid
Activity:
Create your first mock portfolio with 5 funds
Topics:
How Often to Review Funds
Portfolio Rebalancing Made Simple
Tracking Performance vs Benchmarks
When to Exit a Fund
Activity:
Create a simple monthly review sheet
Topics:
How ArthIQ AI Helps You Choose Funds & Build a Plan
Sample Queries You Can Ask (“Which fund suits me?” etc.)
Activity:
Try a mock interaction with ArthIQ AI
🎓 Certificate of Completion – Investing Basics (SIP, Mutual Funds & Index Funds) Issued by Arthsamruddhi.ai
whatsapp image 2025 11 04 at 12.29.22 pm

Investing Basics SIP, Mutual Funds, Index Funds
गुंतवणूकीची मूलभूत माहिती एसआयपी, म्युच्युअल फंड, इंडेक्स फंड

Scroll to Top