Kids Finance Starter Kit
Fun, Stories & Smart Money Habits

Baliraja Cash Flow 202
Wisdom of the Farmer Economist

What is Money? / पैसा म्हणजे काय?
Needs vs Wants / गरज आण इा
Saving and Spending / बचत आण खच
Earning with Effort / काने मळालेला पैसा
Sharing and Caring / वाटून घेणं आण कृ तज्ञता

Chatur Charvak and the Magic Coin
चतुर चावाक आण जादूचं नाण

nce upon a time in Arthgaon, Chatur Charvak found a shiny gold coin under a tree. Instead of spending it quickly, he planted it in the ground. He watered it every day with 'Effort' and 'Patience'. After a few days, little golden buds grew – one for each good habit: 🌱 Saving, Sharing, Learning, and Helping.Moral: “Money grows only when your actions nurture it.”पैसा तेव्हाच वाढतो, जेव्हा आपली कृ ती त्याला पोसते.

Draw your 'Money Tree' – coins as fruits and habits as branches.
Circle your Needs vs Wants – mark needs in green and wants in red.
'Save the Coins' game – color one coin each time you save ₹10.
Sticker ⭐💰 activity – mark your 'Good Money Habits' every week.

“I am smart with money.” / “मी पैशाचा चांगला मत्र आहे.”
“Every coin counts.” / “थबे थबे तळे साचे.”
“I earn by helping others.” / “मी इतरांना मदत करून कमवतो.”
“I save today for a better tomorrow.” / “मी आज बचत करतो, उा सुखासाठ.”